Home Movers: Trusted Mortgage Advice Services In Derby

Understanding the Expenses

Before embarking on your journey, it’s crucial to have a clear understanding of the financial commitments involved in selling and purchasing a property. These costs can include:

• Fees charged by your mortgage lender
• Insurance to protect your mortgage and property
• Solicitor’s fees for legal services
• Estate agent commissions
• Energy Performance Certificate requirements
• Survey and stamp duty charges

Our team will help you navigate these expenses with clarity, ensuring your financial plans stay on track. Additionally, we can recommend reputable estate agents in Derby to carry out a property market appraisal and assist in finding your ideal new home.

Dependable Legal Assistance In Derby

Partnering with the right legal professionals is essential for a smooth transaction. We can connect you with reliable solicitors offering a no move, no fee guarantee, giving you peace of mind should unforeseen issues arise. Engaging your solicitor early in the process also ensures that your budget is well-managed from the beginning.

Taking the Next Step with Confidence

No two home moves are alike, and that’s why we provide tailored mortgage advice designed to streamline your unique journey. Whether it’s selling your existing property, purchasing your next home, or both, our team is here to answer your questions and offer unwavering support at every stage.

Securing Your Mortgage Offer

Once your current home is sold and you’ve found your next property, our Derby mortgage advisors handle your mortgage application. This includes submitting all necessary documentation to your lender, who will then review your case, conduct their checks, and issue your formal mortgage offer. Throughout this process, we’ll keep you and your solicitor informed and updated.

Preparing for Completion

After your solicitor completes all essential searches and draws up contracts, the next step will be signing the agreements. Once contracts are exchanged, the sale is legally binding. At this stage, you’ll need to have your deposit ready, and we’ll ensure your buildings insurance is in place before proceeding to completion.

The Big Day: Moving In

Completion day marks the official handover of keys to your new home! Shortly after moving in, your first mortgage payment will be due—typically about a month later. We’ll provide all the necessary details so that you’re well-prepared for this milestone.

Throughout your entire moving journey, Akers Pritchett will stay in close contact with you, your solicitor, and your estate agent to ensure everything runs smoothly. Beyond the move, we remain available to offer ongoing mortgage advice in Derby, supporting you as your financial goals and needs evolve over time.

Ready to Get Started?

If you’d like more information or wish to discuss your home mover mortgage needs, simply complete our callback form, and one of our advisors will reach out to help you take the next steps toward your dream move.